Leaving Upstart and your Equity
The insider trading policy and black out periods will remain applicable until the next open trading window following your termination date. Access to your Charles Schwab account is retained.
Stock Options
Stock options that are vested and exercisable must be exercised within 3 months following your termination date. If they are not exercised within the 3 month time period the vested exercisable options will be cancelled. Unvested stock options are forfeited as of your termination date. Shares resulting from exercised stock options may be sold at any time beginning with the next open trading window.
If you were granted stock options before our IPO, you may have a different period of time to exercise those vested stock options after your last day of employment. Please consult your stock option agreement for those pre-IPO stock options for more details.
Restricted Stock Units
Vested RSUs can be held indefinitely and can be sold at any time beginning with the next open trading window. Unvested RSUs are forfeited as of the termination date.
ESPP
Purchased ESPP shares can be sold at any time beginning with the next open trading window. If participating in the current ESPP offering period, contributions will be refunded via payroll as soon as administratively possible.
You can find more information about stock administration here.