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Benefits - Terminology (Glossary)

The below acronyms are used throughout the Benefits descriptions.

Acronym	Term or Definition	Reference(s)
AD&D	Accidental Death & Dismemberment	Basic Life Insurance and Accidental Death & Dismemberment Insurance
DHMO	Dental Health Maintenance Organization (HMO)	Aetna Dental HMO Plan
DMO	Dental Maintenance Organization	Aetna Dental HMO Plan
EAP	Employee Assistance Program	Employee Assistance Program
EPO	Exclusive Provider Organization	Aetna Select Plan (EPO)
FFD	Fitness for Duty	FMLA - Returning to Work
FMLA	Family and Medical Leave Act	Family and Medical Leave Act (FMLA)
FSA	Flexible Spending Account	* Flex Spending Overview, Health Care Flexible Spending Account, Dependent Care Flexible Spending Account
HDHP	High Deductible Health Plan	Aetna Value Plan with HSA
HSA	Health Savings Account	Aetna Value Plan with HSA
IDR	Income-Driven Repayment	Student Loan Debt (Savi)
LTD	Long-Term Disability	Long-Term Disability
PCP	Primary Care Physician	Aetna Select Plan (EPO)
PFL	Paid Family Leave	Paid Family Leave
POS	Point of Service	Aetna Choice Plan (POS)
PPO	Preferred Provider Organization	Aetna Dental PPO Plan
PSLF	Public Service Loan Forgiveness	Student Loan Debt (Savi)
QDIA	Qualified Default Investment Alternative	Tax-Deferred Annuity Plan
QTE	Qualified Transportation Expense	Qualified Transportation Expense Plan
SBC	Summary of Benefits and Coverage	Aetna Choice Plan (POS), Aetna Select Plan (EPO), Aetna Value Plan with HSA, Aetna Vision Preferred Plan
SPD	Summary Plan Description	Aetna Choice Plan (POS), Aetna Select Plan (EPO), Aetna Value Plan with HSA, Aetna Vision Preferred Plan, * Life Insurance Overview, * Retirement Plans Overview
TDA	Tax Deferred Annuity	Tax-Deferred Annuity Plan
UCR	Usual and Customary Rate	Aetna Choice Plan (POS), Aetna Value Plan with HSA

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