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Critical Illness Insurance

Critical Illness Insurance, in addition to Accident Insurance, is offered through MetLife. These voluntary benefit programs are designed to complement - but not replace - your medical insurance.

When a serious illness or other medical condition strikes, such as a heart attack, stroke, or cancer, Critical Illness Insurance can provide a lump-sum benefit to cover out-of-pocket expenses for your treatments that are not covered by your medical plan. You can also use the money to take care of your everyday living expenses, such as housekeeping services, special transportation services, and day care. Benefits are paid directly to you, unless assigned to someone else. Visit the MetLife website for more details, rates, and plan information.

Eligibility

The below populations are eligible for this benefit:

  • Full-time faculty members

  • Full-time administrative staff

  • Part-time administrative staff who are scheduled to work 20 hours or more per week

Enrollment and Modifications

You may enroll in this plan or modify your elections during the below:

  1. Your initial phase of eligibility as a new hire

    1. FT Faculty and Staff are generally eligible on the first of the month following one full month of employment

  2. When your employment status changes resulting in eligibility for benefits

  3. Due to a qualifying life event

  4. During the annual open enrollment period

Unless you take action during Open Enrollment, your plan elections will remain the same for the following year. However, we strongly recommend that you review your benefits to make sure that you have selected the best options for yourself and/or your family.

You may view your current benefits and per-paycheck contributions anytime. Register for MyBenefits to see a personalized, integrated, and secure view of your MetLife delivered benefits (instructions below). For assistance contact a MetLife customer service representative at 800.438.6388, Monday through Friday from 8:00 a.m. to 8:00 p.m.
MyBenefits_Registration.pdf


Return to Benefits Overview.

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